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Atul RanaIndependent LIC Advisor

Interactive educational tools

Calculators for clearer decisions

Estimate gold and silver purchase values with GST, or explore tools for protection needs, future goals and affordability.

Gold and silver calculators

Enter your own market quote and see a clear metal value, making charges, and 3% GST breakdown. No live price feed or sign-up is needed.

A useful place to begin

Which calculator is right for you?

Start with the number you already have. If a jeweller has shared a gold or silver quote, use the matching metal calculator and enter the rate exactly as written. If you are planning protection for your family, a future education goal or a monthly budget, use the insurance tools below.

Step 1 of 2

Tell us what you want to calculate

Enter your contact details first. We will save your calculator interest as an enquiry, then immediately unlock the selected planning tool and results.

1Life-cover gap
2Future goal funding
3Premium affordability

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How to use the insurance planning estimates

  1. Use realistic household figures rather than best-case assumptions.
  2. Try more than one inflation, return, or support-period scenario.
  3. Keep emergency savings separate from long-term insurance commitments.
  4. Compare the estimate with current official LIC documents and a personalized benefit illustration before deciding.

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