Terms and conditions

Website content is for general education and enquiry support. It is not financial, tax, legal, investment, or medical advice, and it does not replace LIC's current official documents.

Viewing a plan or submitting an enquiry does not create insurance coverage, reserve a premium, or guarantee acceptance. LIC's official proposal, underwriting, payment, acceptance, and policy issuance process governs whether coverage begins.

Returns, bonuses, benefits, claims, surrender values, and loan availability are governed by the issued policy and applicable official terms. Nothing on this site is a promise of a particular outcome.

Reasonable efforts are made to keep plan identifiers and source links current, but products and documents may change. Always verify availability and terms on LIC's official website before deciding.

External websites are controlled by their respective operators. A link does not make this website responsible for their availability, content, privacy, or security.

Do not misuse forms, submit unlawful or misleading information, attempt unauthorised access, disrupt the site, impersonate another person, or copy content in a way that violates applicable rights.

To the extent permitted by law, the operator is not responsible for decisions made solely from general website content or for interruptions outside reasonable control. Rights that cannot legally be excluded remain unaffected.

These terms may be updated when the website, law, or operating practices change. The effective date above identifies the current version.