term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
ulip
LIC's Index Plus
Plan 873UIN 512L354V01Available online
A unit-linked insurance plan currently listed on LIC's official ULIP index.
At a glance
Key highlights
Plan type
Unit Linked
Plan number
873
Who should consider this plan?
wealth creation, long term savings
Eligibility and policy information
| maximum Entry Age | 10 times of Annualized |
|---|---|
| maximum Maturity Age | 7 times of Annualized |
| policy Term | and Maturity Age as specified in Para 1 below. |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly |
| Loan available | No |
| Surrender available | Yes |
Benefits and riders
Death benefit
s either in lump sum or in instalments. • Partial withdrawals allowed to take care of liquidity needs as specified in Para 4 below. • Option to enhance coverage by opting for LIC’s Linked Accident Benefit Rider.
Maturity benefit
On Life Assured surviving the date of maturity, an amount equal to Unit Fund Value as on date of maturity shall be payable. C) Refund of Mortality Charges: On Life Assured surviving the stipulated date of maturity provided all due premiums under the policy have been paid, an amount equal to the total amount of mortality charges deducted in respect of life insurance cover shall be payable along with the Maturity Benefit. The total amount of Mortality charges shall not include any extra amount chargeable under the policy due to underwriting decision and tax charges levied on the mortality charges, if any. Refund of Mortality Charge shall not be payable in case of surrendered or discontinued policy.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
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