whole life
LIC's Jeevan Umang
Plan 745UIN 512N312V03
A whole-life plan currently listed on LIC's official product index.
- Plan type: Whole Life
- Plan number: 745
whole life
LIC's Jeevan Utsav Single Premium
Plan 883UIN 512N392V01
LIC's Jeevan Utsav Single Premium is a current whole life product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
whole life
Plan number
883
Who should consider this plan?
lifelong protection, long term savings
Eligibility and policy information
| minimum Entry Age | Guaranteed |
|---|---|
| maximum Entry Age | 65 years (nearer |
| policy Term | (100 - Age at Entry) years |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly, Single Premium |
| Loan available | Yes |
| Surrender available | No |
Benefits and riders
Death benefit
On death of the Life Assured after the date of commencement of risk, Death Benefit equal to “Sum Assured on Death” along with accrued Guaranteed Additions shall be payable. “Sum Assured on Death” is defined as higher of ‘Basic Sum Assured’ or ‘1.25 times of Tabular Single Premium’. “Tabular Single Premium” is the premium for the chosen Basic Sum Assured based on age of the life assured and Guaranteed Addition Period, before allowing for rebate or any underwriting extra and does not include any taxes and Rider Premium, if any. 4 Under Option II - Flexi Income Benefit, in addition to above any accumulated value of Flexi Income Benefit(s) due and not withdrawn shall also be payable. However, in case of minor Life Assured, whose age at entry is below 8 years, on death before the commencement of Risk (as specified in Para 2 above), the death b
Maturity benefit
shall also be payable. This is a Non-Par product under which benefits payable on death or survival are guaranteed and fixed irrespective of actual experience. Hence the policy is not entitled to any discretionary benefits like bonus etc. or share in Surplus. This Plan can be purchased Offline through Licensed agents, Corporate agents, Brokers, Insurance Marketing Firms as well as Online directly through Corporation’s website www. licindia.in. However, it is not available for sale through Point of Sales Persons-Life Insurance (POSP-LI) / Common Public Service Centers (CPSC-SPV). The prospective policyholders are hereby informed that while making a buying decision reference may be made to the features of the product including associated risks and benefits and select the product/options under the product which best suits their needs.
Survival benefit
s in the form of Regular Income Benefit or Flexi Income Benefit as per the option chosen for surviving policyholder. On survival of life assured to the end of policy term
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
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LIC's Jeevan Utsav is a current whole life product listed on the official LIC India product index.
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