money back
LIC's Bima Shree
Plan 748UIN 512N316V03
LIC's Bima Shree is a current money back product listed on the official LIC India product index.
- Plan type: money back
- Plan number: 748
money back
LIC's New Children's Money Back Plan
Plan 732UIN 512N296V03
LIC's New Children's Money Back Plan is a current money back product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
money back
Plan number
732
Who should consider this plan?
periodic income, long term savings
Eligibility and policy information
| minimum Entry Age | [0] years last birthday |
|---|---|
| maximum Entry Age | [12] years (last birthday) |
| minimum Maturity Age | [25] years (last birthday) |
| maximum Maturity Age | [25] years (last birthday) |
| policy Term | [25 – Age at entry] years |
| premium Paying Term | 20 |
| minimum Sum Assured | `200,000 |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly |
| Loan available | Yes |
| Surrender available | No |
Benefits and riders
Death benefit
Death Benefit, payable on death of the life assured during the policy term after the date of commencement of risk but before the date of maturity,provided the policy is in-force shall be “Sum Assured on Death ” along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any. Where “Sum Assured on Death ” is defined as Higher of Basic Sum Assured or 7 times of annualized premium. This death benefit shall not be less than 105% of the total premiums paid upto date of death. Where, 4 i. “Annualized Premium” shall be the premium payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums ii. “Total Premiums Paid” means total of all the premiums paid under the base product, excluding any extra premium, and taxes, if collected explicitly. In case LIC’s Premium Waiver Benefi
Maturity benefit
s in instalments. • Option to opt for Premium Waiver Benefit Rider on payment of additional premium for the rider benefits. • Benefit of attractive High Sum Assured Rebate. • Takes care of liquidity needs through loan facility.
Survival benefit
s. In addition, it provides for the risk cover on the life of child during the policy term and for number of survival benefits on surviving to the end of the specified durations. The plan can be purchased by any of the parent or grand parent for a child aged 0 to 12 years. This plan can be purchased Offline through Licensed Agents, Corporate Agents, Brokers and Insurance Marketing Firms. The prospective policyholders are hereby informed that while making a buying decision reference may be made to the similar available products for informed decision making to choose and select the Options/Product which best suits their needs such as under annuities, ULIPs etc. Key Features: • The plan provides for protection and savings. • Flexibility to - Choose the premium payment frequency as per convenience. - To defer Survival Benefits as per needs. -
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
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