LIC's Accident Benefit Rider
LIC's Accident Benefit Rider is a current riders product listed on the official LIC India product index.
- Plan type: riders
- UIN: 512B203V03
LIC's New Term Assurance Rider is a current riders product listed on the official LIC India product index.
At a glance
Plan type
riders
UIN
512B210V02
enhancing an eligible base policy
| minimum Entry Age | 18 years (completed) |
|---|---|
| maximum Entry Age | 60 years (nearer |
| Premium modes | Single Premium |
| Surrender available | No |
On death of the Life Assured before the stipulated date of expiry of the Rider, provided Rider along with the Base Policy is in-force, an amount equal to “Term Rider Sum Assured on Death” shall be payable. Under Regular and Limited premium payment policy, “Term Rider Sum Assured on Death” is defined as the highest of: • Term Assurance Rider Sum Assured; or • 7 times the Annualized Rider Premium; or • 105% of “Total Rider Premiums Paid” upto the date of death. Under Single premium payment policy, “Term Rider Sum Assured on Death” is defined as the higher of: • Term Assurance Rider Sum Assured; or • 1.25 times of Single Rider Premium. Where, i. Annualized Rider Premium shall be the premium amount payable in a year under this Term Assurance Rider excluding the taxes, underwriting extra premiums and loadings for modal premiums. ii. Total Ride
On survival to the end of the term of the Rider, nothing shall be payable. 2
Product source on the Official LIC Website (opens in a new tab)
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
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