term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
term insurance
LIC's Digi Credit Life
Plan 878UIN 512N358V01Available online
LIC's Digi Credit Life is a current term insurance product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
term insurance
Plan number
878
Who should consider this plan?
family protection, income replacement
Eligibility and policy information
| minimum Entry Age | 18 years (Last Birthday) |
|---|---|
| maximum Entry Age | 45 years (Last Birthday) |
| minimum Maturity Age | 23 years (Last Birthday) |
| maximum Maturity Age | 75 years (Last Birthday) |
| policy Term | 25 years under |
| premium Paying Term | 5 years. |
| minimum Sum Assured | Rs. 50,00,000/-. |
| maximum Sum Assured | Rs 5,00,00,000 |
| Premium modes | Yearly, Half-Yearly, Single Premium |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
) for each Policy Year and shall be based on the chosen interest rate p.a. effective on an equated yearly repayment basis, irrespective of the actual loan repayment. At the inception, the Sum Assured on Death shall be equal to the Basic Sum Assured and subsequently at each Policy Year, Sum Assured on Death shall be as mentioned in the Risk Cover Schedule. Therefore, death benefit as specified in the Risk Cover Schedule may be higher or lower than the actual outstanding Loan.
Maturity benefit
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
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