term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
term insurance
LIC's Yuva Credit Life
Plan 877UIN 512N357V01
LIC's Yuva Credit Life is a current term insurance product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
term insurance
Plan number
877
Who should consider this plan?
family protection, income replacement
Eligibility and policy information
| minimum Entry Age | [18] years (Last Birthday) |
|---|---|
| maximum Entry Age | [45] years (Last Birthday) |
| minimum Maturity Age | [23] years (Last Birthday) |
| maximum Maturity Age | [75] years (Last Birthday) |
| policy Term | 25 years and loan interest rate |
| premium Paying Term | 5 Years to 30 Years Single |
| minimum Sum Assured | ` 50,00,000/-. |
| maximum Sum Assured | ` 5,00,00,000 |
| Premium modes | Yearly, Half-Yearly, Single Premium |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
will reduce over the term of the policy. The Policyholder shall choose the Basic Sum Assured, Policy Term and Interest rate depend - ing on the terms and conditions of loan. A Risk Cover Schedule shall be prepared based on the Basic Sum Assured, Policy Term, and Interest rate chosen by the Policyholder. The available interest rates for Risk Cover Schedule are 6%, 7%, 8%, 9%,10%,11% and 12%, irrespective of the Interest rate charged by the Loan provider on the loan availed by the Policyholder. The Risk Cover Schedule shall show the Sum Assured on Death (i.e. Death Benefit) for each Policy Year and shall be based on the chosen interest rate p.a. effective on an equated yearly repayment basis, irrespective of the actual loan repayment. At the inception, the Sum Assured on Death shall be equal to the Basic Sum Assured and subsequently at each
Maturity benefit
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
Keep exploring
Related active plans
term insuranceOnline
LIC's Digi Credit Life
Plan 878UIN 512N358V01
LIC's Digi Credit Life is a current term insurance product listed on the official LIC India product index.
- Plan type: term insurance
- Plan number: 878
term insurance
LIC's Yuva Term
Plan 875UIN 512N355V02
LIC's Yuva Term is a current term insurance product listed on the official LIC India product index.
- Plan type: term insurance
- Plan number: 875