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Atul RanaIndependent LIC Advisor
ulip

LIC's Nivesh Plus

Plan 749UIN 512L317V02

LIC's Nivesh Plus is a current ulip product listed on the official LIC India product index.

At a glance

Key highlights

Plan type

ulip

Plan number

749

Who should consider this plan?

long term market linked investment, life protection

Eligibility and policy information

Eligibility and policy information for this plan
minimum Entry Age[90] Days (completed) for Option 1 and 2
maximum Entry Age[70] years (nearer birthday) for Option 1
minimum Maturity Age[18] years (Completed)
maximum Maturity Age[85] years (nearer birthday) for Option 1
policy Termand Maturity Age as specified in Para 1 below.
maximum Sum AssuredUnder Option 1 : 1.25 times of the single premium
Premium modesMonthly, Single Premium
Loan availableNo
Surrender availableYes

Benefits and riders

Death benefit

s either in lump sum or in instalments. • Partial withdrawals allowed to take care of liquidity needs as specified in Para 4 below. • Option to enhance coverage by opting for LIC’s Linked Accident Benefit Rider.

Maturity benefit

On Life Assured surviving the date of maturity, an amount equal to Unit Fund Value as on the date of Maturity shall be payable.

Official documents

Product source on the Official LIC Website (opens in a new tab)

Important disclaimer

Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.

Last verified: 2026-08-01

Personal assistance

Plan with clarity and confidence

Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.

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One-to-one policy consultation

A focused discussion to understand protection needs, budget, and suitable LIC plan options.

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Planning for family protection

Helping families consider financial security for the people who depend on them.

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Supporting a child's future

Goal-based guidance for education, milestones, and long-term family responsibilities.

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