LIC's Digi Term
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
LIC's New Jeevan Amar is a current term insurance product listed on the official LIC India product index.
At a glance
Plan type
term insurance
Plan number
955
family protection, income replacement
| minimum Entry Age | [18] years (Last Birthday) |
|---|---|
| maximum Entry Age | [65] years (Last Birthday) |
| maximum Maturity Age | [80] years (Last Birthday) |
| policy Term | Minimum Policy Term: 10 years |
| minimum Sum Assured | `. 25,00,000/-. |
| maximum Sum Assured | No Limit* As per |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly, Single Premium |
| Loan available | No |
| Surrender available | No |
Death benefit payable on death of the Life Assured during the policy term after the date of commencement of risk but before the date of maturity , provided the policy is inforce and claim is admissible shall be “Sum Assured on Death”. For Regular premium and Limited premium payment policy, “Sum Assured on Death” is defined as the highest of: • 7 times of Annualised Premium; or • 105% of “Total Premiums Paid” upto the date of death; or • Absolute amount assured to be paid on death. For Single premium policy, “Sum Assured on Death” is defined as the higher of: 2 • 125% of Single Premium; or. • Absolute amount assured to be paid on death. Where, i. “Annualized Premium” shall be the premium payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums ii. “Total Premiums Paid” means total
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Product source on the Official LIC Website (opens in a new tab)
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
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