term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
term insurance
LIC's New Tech-Term
Plan 954UIN 512N351V02Available online
LIC's New Tech-Term is a current term insurance product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
term insurance
Plan number
954
Who should consider this plan?
family protection, income replacement
Eligibility and policy information
| minimum Entry Age | [18] years (Last Birthday) |
|---|---|
| maximum Entry Age | [65] years (Last Birthday) |
| maximum Maturity Age | [80] years (Last Birthday) |
| policy Term | Minimum Policy Term: 10 years |
| premium Paying Term | less than 10 years. |
| minimum Sum Assured | Rs. 50,00,000/-. |
| maximum Sum Assured | No Limit* As per underwriting decision |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly, Single Premium |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
Death benefit payable on death of the life assured during the policy term after the date of commencement of risk but before the date of maturity provided the policy is inforce and claim is admissible shall be “Sum Assured on Death”. For Regular premium and Limited premium payment policy, “Sum Assured on Death” is defined as the highest of: • 7 times of Annualised Premium; or • 105% of “Total Premiums Paid” upto the date of death; or • Absolute amount assured to be paid on death. For Single premium policy, “Sum Assured on Death” is defined as the higher of: • 125% of Single Premium; or • Absolute amount assured to be paid on death. Where, i. “Annualized Premium” shall be the premium payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums ii. “Total Premiums Paid” means total of al
Maturity benefit
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
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